Loan secured by deposit

Credit secured by deposit is used to finance any needs of enterprise. Subject of pledge can be owned by the borrower or other legal entity or individual - property surety providers.

Loan tenor shall be shorter than deposit term:

• by 2 working days if currencies or credit and deposit coincide
• by 3 working days if currencies of credit and deposit differ

Loan Currency ─ UAH, USD, EUR

Loan Amount:

• minimum amount ─ not limited
• maximum amount ─ up to 100% of deposit secured by the right of ownership

Form of Loan issue:

• loan
• non-revolving credit line on terms of loan tranche
• revolving credit line on terms of free financing

Interest Rate:

• in case of identity of loan currency and deposit currency ─ interest rate by deposit + 2,5% margin
• if the currency of loan is UAH, currency of deposit is USD or EUR , then – interest deposit rate + margin 15%

Collateral ─ property rights on funds on deposit account at the Bank. Collateral may be owned by Borrowers or other legal entity or individual ─ collateral guarantor.

List of documents required for loan issue

Current tariffs for private entrepreneurs

For more information on credit products please call hotline 0-800-302-202 or visit the nearest branch of ASTRA BANK network.